35 replies to this topic Post Order

[Dirtbreath]

Seeing as there are a lot of financial, investement, legal and property questions/topics on the hub let me put something out there.

Assuming hypothetically that you now have no more need for bike bits, where would you invest a lump sum amount? Let's assume in the region of R500k.

Stocks, property to rent, where?

[Shebeen]

Dirtbreath, on 18 August 2012 - 10:14 , said:

Seeing as there are a lot of financial, investement, legal and property questions/topics on the hub let me put something out there.

Assuming hypothetically that you now have no more need for bike bits, where would you invest a lump sum amount? Let's assume in the region of R500k.

Stocks, property to rent, where?

you need more input conditions to get a proper answer to that question. and there are multiple answers

[Dirtbreath]

The Dictator, on 18 August 2012 - 10:30 , said:

you need more input conditions to get a proper answer to that question. and there are multiple answers

What would you do with R500k for yourself. Your inputs, your options.

[robinh]

Personally? I would stick it all in my JSE trading account and divvy it up among a number of shares. Maybe R50k - R70k per share. I'm young so I can take that risk. Depends on personal circumstances..

[Shebeen]

Dirtbreath, on 18 August 2012 - 10:41 , said:

What would you do with R500k for yourself. Your inputs, your options.

I would buy the lions rugby franchise.
I would buy the hub and ban stupid questions.
(i'd buy a yacht, spend the rest on travel)

[urbanroyal]

I can always give you my bank deatails ..lol ...on a more serious note ..what type of returns are you looking at ?

[GhostRider2]

Do you have debt?

Do you own your house?

Do you have an RA? How's your tax situation?

Can you afford to lose this money or at least lock it up for the very long term?

Nobody can advise you without knowing the answers to these questions.

[Slowbee]

Dirtbreath, on 18 August 2012 - 10:14 , said:

Seeing as there are a lot of financial, investement, legal and property questions/topics on the hub let me put something out there.

Assuming hypothetically that you now have no more need for bike bits, where would you invest a lump sum amount? Let's assume in the region of R500k.

Stocks, property to rent, where?

really sorry that you have to get rid of everything. Is it over permanently ?

[Turtle Man]

Cattle. Ive got the space. We can  do a deal. Just not BLAPSA. Pleeeaaassseee

[Wayne The Badass]

my good investments have included jse shares, Kruger rands and purchasing a company.

my ok investments are properties.

my bad investments have been commemorative coins that have no metal value.

[Clint_ZA]

Somebody mentioned commemorative coins on here....

Edit: Ah, it was Wayne.

Edited by Clint_ZA, 18 August 2012 - 03:18 .

[Dirtbreath]

THE BLOODY AGENT, on 18 August 2012 - 02:26 , said:

Cattle. Ive got the space. We can  do a deal. Just not BLAPSA. Pleeeaaassseee

How would investing in cattle work?

[Dirtbreath]

GhostRider2, on 18 August 2012 - 12:41 , said:

Do you have debt?

Do you own your house?

Do you have an RA? How's your tax situation?

Can you afford to lose this money or at least lock it up for the very long term?

Nobody can advise you without knowing the answers to these questions.

The above taken care of and it's your own risk appetite. What would YOU do with your money, today.

[Clint_ZA]

Personal opinion, not advice

I'd invest it in a diversified portfolio. With a lump sum I'd be hesitant to be too aggressive as I'd not want to risk losing anything to market fluctuations. With a recurring long term investment I'd be  aggressive due to the effect of rand cost averaging. In saying that I'd still have some equity exposure with my lump sum to protect against the effects of inflation. I'd look for a split between the asset classes with equity of about 40%.

This would all depend of course on my liquidity needs and when I would be expecting to spend the money. The shorter the term the less aggressive the investment.

Edited by Clint_ZA, 18 August 2012 - 03:47 .

[King_Crispy]

Hide it under your bed. That way, when you need R500k you know where youre going to get it from

[Blitzer]

Anything that i would have to advertise to sell again ,i would avoid .Unit Trusts momentum ,glacier ,discovery managed by professionals like PSG